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Secure Transactions News

In2Pay enhances its microSD mobile contactless solution

Thursday 11 March 2010

The In2Pay microSD v2 allows Trusted Service Manager (TSM) client software on mobile devices to interact with the In2Pay Secure Element through a new Java based Application Programming Interface (In2Pay API). The patented TSM-ready architecture of the In2Pay v2 allows TSM providers to support the In2Pay solution without modifying the TSM server designed for embedded or SIM based NFC solutions. DeviceFidelity has begun licensing the In2Pay API to TSM client software and mobile wallet software developers.

The In2Pay solution transforms any mobile phone with a microSD memory slot into a mobile contactless transaction device, offering a full-featured user interface that supports multiple mobile operating systems.With its open flexible architecture, as well as its Secure Element with integrated antenna, In2Pay v2 makes it easier for third party developers to create new value-added applications for mobile devices, such as couponing, loyalty programs, dynamic security, one-time password, virtual credit card numbers, and two-factor authentication.

In2Pay supports a variety of devices irrespective of the location of the slot including models where the slot is under the battery cover and is also very easy to use; consumers simply hold their phones enabled with In2Pay flat and parallel to the merchant terminal, just like they hold their contactless plastic cards today, to make a payment.