Mobile Payments pilot in Spokane

Program participants received a new Nokia mobile phone equipped with MasterCard PayPass payment functionality, which allows them to pay for purchases with a tap of their mobile phone, instead of sliding a card through a magnetic stripe reader, handing it over to the cashier, or fumbling for cash and coins. The limit for signatureless transactions has been set to US$ 25 (EUR 17). This trial will benefit of the already existing contactless acceptance infrastructure with more than 80,000 merchants now accepting MasterCard PayPass, including 70 in the Spokane area. The Gonzaga University will also accept PayPass at various vending machines throughout its campus.

Stakeholders in the trial include:

• MasterCard, payment organization, developed PayPass.
• Merchants: Regal Cinemas, McDonalds, Jack in the Box and 7-Eleven.
• Nokia: supplies Nokia 6131 NFC, as the handset for the trial.
• US Bancorp is the parent company of U.S. Bank, the 6th largest commercial bank in the US.
• USA Technologies, provides readers used in vending machines at Gonzaga University.
• Venyon, Giesecke & Devrient and Nokia joint venture, provides the secure OTA service, which allows for remote personalization and management of the payment feature.