IoT to be beneficial to humanity?

My grandfather was born in 1890. I recently realized that over his lifetime he had seen electricity arrive in households, automobiles transforming the cities and countryside alike and telecommunications changing our world. I have been living for over half a century now and already witnessed a few revolutions in our day-to-day life, the most important being the internet: making almost all the knowledge of humanity available to each of us at our fingertips. The IoT revolution is probably due to change our lives in an even more dramatic way. The promises of technology evolution is that we will no longer have to drive, to take care of our houses or do daily chores. IoT in healthcare will revolut

PCs hacked, secure transactions unharmed

The world is always faster in learning new words. In just a couple days WannaCry is in everyone’s lips after the weekend. As of writing, WannaCry, one of the largest ever ransomware attacks is said to have infected over 200,000 computers running under Windows XP in 150 countries. WannaCry encrypts the PC data, locks the user out, and asks for a ransom to recover the data. The typical ransom request is said to be US$ 300 (EUR 272) to be paid in Bitcoin. The spread of WannaCry used a self-spreading mechanism derived from an NSA exploit that the NSA used for tis own intelligence actions, but did not communicate to Microsoft. The access mechanism was later leaked by The Shadow Brokers, a hacker

HCE hacked?

The secure transactions industry is used to arguments either defending hardware based security or claiming that software can now do as well as hardware to reach the needed security level to complete transactions. The development of NFC transactions had stalled for long when SimplyTapp introduced the HCE (Host Card Emulation) concept in 2013. HCE consists in emulating the card on a host, in the cloud, while keeping only basic security features running in software aboard the handset. Obfuscation, or in other terms hiding cryptography elements in software, is the technique used to run these cryptographic functions. The inception of HCE has allowed the development of many NFC wallets as several

Timely inventions

At the end of the 1980s, some engineers participated in the standardization process of the cell phone network, and advocated for a removable item to support subscriber information. We all know, this participation led to the SIM card business, and more globally to the secure transactions industry as it is now. This event has also led to a deeply rooted belief for many stakeholders in the industry: let’s be innovative, propose new products and applications and they will be adopted and repeat the SIM card miracle. Unfortunately, a miracle happens only once! All other market segments in the secure transactions industry have faced more difficulties in the long and tedious route from the original

Mature technology leads to fast productization

Not so long ago, London was seen as the most innovative transport network in the world as Transport for London had deployed the open loop concept on its entire network. The “open loop” or “account-based ticketing” concept consists in accepting bank-issued payment cards directly as a transport ticket on a mass transit network. For years, many transport operators talked about open loop, but few of them had actually implemented it. The trend was started by small operators with relatively simple fare plans. Then, a couple years ago, London decided to add the acceptance of contactless cards on its existing contactless payment infrastructure, which was already supporting the transport-dedicated Oy

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