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The “Pays” namely Apple Pay, Android Pay, Samsung Pay, and others are slowly expanding at the expense of more traditional payment means. More important, the “Pays” that started with finding their own small place in the payment value chain are regularly making inroads in the payment ecosystem showing they intend to radically transform it, in the mid-term. A year ago, Apple launched its Apple Card, a credit card initially positioned as a companion card for Apple Pay application

The eSIM (Embedded SIM or eUICC) is finally gaining market adoption after years of hesitation and feet dragging from various players in the telecom value chain. The detachable SIM has been in existence for over thirty years, it has been the lead driver for the secure transactions industry for decades, in terms of turnover, margin, production volumes and innovation level. Theoreticians of innovation lifecycles may question where the SIM stands nowadays: Growth? Maturity? Or on

Those of us interested in mobile payments may remember that one of the oldest and most successful technologies for mobile payments is the one that requires the least features from mobile phones: mobile money. The technology, now available on smartphones, has been working on feature phones for long, as mobile money can use a simple SMS exchange to secure a financial transaction. In our current pandemic times, mobile money appears as a strong and reliable foundation allowing to

While the COVID-19 epidemic is affecting our lives, our health, and economies worldwide, opponents to technologies and activists are jumping on the current uncertainty to try and get public attention. However, besides these knee-jerk reactions, the current difficulties in decision making and the upcoming global recession undoubtedly affect 5G deployment. As social media posts circulated showing a link between 5G deployment and the ongoing pandemic, either saying simply that 5