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There has been two major steps in my life that made me change, or to be more explicit, that brought some theoretical background to fuel my way of addressing issues. One of these steps is Market Intelligence, an extension of competitive intelligence principles, that builds upon the idea that if we have more information, we will make better decisions. Typically, in Market Intelligence, an organization sets up processes to legally acquire information, manage it and distribute it

While everyone agrees the ongoing health crisis brings a disruption in regular operations of business, one may wonder whether theses events will be favorable to existing financial institutions or to the FinTech. The lockdown, in its diverse forms around the world, has led even the most conservative users to turn to digital solutions. This may lead to a faster digital transformation than initially anticipated, and to a quicker closure of numerous traditional bank branches worl

Our industry is full of bright characters who build strategies to develop new products and services and propose them for market adoption. In the complex ecosystem of the secure transactions industry, these strategies are based on a combination of R&D, marketing plans, standardization, influence, communication associated with programs including field tests, trials, implementation and generalization. Our industry history has already some records of technologies that have been d

The ongoing health crisis has revealed the obligation for each nation to master at least its essential needs. Many who had been supporting globalization for long have started to realize its limits when many countries have been struggling to ensure delivery of an object as simple as a face mask, medicines or medical equipment for their population. Same fights can be anticipated when a cure or a vaccine will be in sight for the COVID-19. As a result, one may expect governments